Page 4 - MidWeek - Aug 18 2021

4 MIDWEEK AUGUST 18, 2021
PROOF POSITIVE
Building Community A Home At A Time
Terry is a single father who had to move in with his parents. The longer commute required leaving at 5:30 in the morn- ing to get his son to his 7:30 class. The commute home was similar. Terry dreamed of buying a home and went to the Hawai‘i HomeOwnership Center to find out if that was a possibility for them.
ucation, information and support to increase the rate of first-time homeowners in Hawai‘i, ultimately building stronger families and com- munities throughout the state.
the homebuying process. In six months, 328 individuals and families enrolled in the program.
Terry completed our home- buyer education classes and applied the knowledge from our program. Not only was he able to buy a home, but it was also a short distance to his son’s school and his work- place, which opened doors to activities for his son. The best part of his homeownership path was Terry surprising his son with their new home a few days before Christmas with all of their friends being part of the home unveiling with a Christmas tree and welcome-home banner.
At Hawai‘i HomeOwn- ership Center, our vision is to substantially increase the number of successful home- owners by assisting low- and moderate-income families who never believed they would become homeowners. We address barriers to home- ownership by providing ed-
With a referral from a re- altor, the program provides a lifetime membership to homebuyer education class- es, unlimited homeownership coaching, and post-purchase services for $10 (normal- ly $60) to assist first-time homebuyers in navigating
There is no question the current housing market is highly competitive and the path to homeownership is not always easy, but homeowner- ship is an attainable goal, not just a dream. It takes perse- verance, knowledge and tools to facilitate the process and guidance from experts like lenders and realtors.
To learn more about the Hawai‘i HomeOwnership Center, visit hihomeown- ership.org or call 808-523- 9500.
By Reina Miyamoto, executive director of Hawai‘i HomeOwnership Center
Earlier this year, we launched the HOPE program (Homeownership is Possible for Everyone) with a $25,000 grant and in partnership with the Honolulu Board of RE- ALTORS.
For most buyers, home- ownership is about more than owning a home. Homeown- ership represents stability, financial success and the op- portunity to contribute to the community.
COVID-19
VACCINE is available to eligible people
Walk-in’s accepted and by appointment is welcomed.
Check eligibility and schedule an appointment at CVS.com, CVS app
or Scan the QR Code.
www.cvs.com
A better place to bank, might not be a bank.
www.HawaiiStateFCU.com/promo
www.HawaiiStateFCU.com
/HawaiiStateFCU
Member Service Call Center
Oahu: (808) 587-2700 US Toll-Free: (888) 586-1056
*Ten (10) posted net purchase transactions with a HSFCU debit card within 30 days of checking account opening are required to qualify. Or open a new checking account with a direct deposit within 60 days of account opening. Annual percentage yields as of February 1, 2021, are as follows: Regular Savings: 0.05%, Simple Checking and HiFlex:: 0.00%, Dividend Checking: 0.03%, Relationship Checking: 0.03% for balances up to $9,999.99, 0.03% for balances $10,000 to $24,999.99, 0.03% for balances $25,000 to $49,999.99 and 0.05% for balances $50,000+.
Payment will be made to the savings account within 90 days after meeting conditions. APYs and offer may change at any time. Offer applies to new members only. Limit of one per member. Payment subject to 1099 reporting requirements.
NEW MEMBER PROMO