Page 17 - MidWeek - Nov 30, 2022

NOVEMBER 30, 2022 MIDWEEK 17
ROB NELSON
president of Finance Factors
FStill Building Strong Financial Futures
inance Factors was a one-size-fits-all approach founded 70 years ago doesn’t work for the chal- to help many of Ha- lenges we face here. There-
wai‘i’s hardworking fami- fore, we approach lending
lies who struggled to obtain loans for everyday needs, from refrigerators to pots and pans. As our community’s fi- nancing needs changed, we evolved, too. Today, we are a focused real estate lender and savings institution, spe- cializing in conforming and nonconforming residential mortgages and commercial real estate loans.
with creativity, quick de- cision-making and a fierce commitment to make loans happen for our customers.
The high cost of living, low housing inventory and current interest rates have made Hawai‘i a difficult place for many people to get ahead. Because of our long history in Hawai‘i, we un- derstand its unique real es- tate market, and know that
Owning real estate is one of the best paths to financial security and wealth creation in our islands. We continue to give people timely cus- tom solutions to help navi- gate our local market, paving their way to financial success and a world of possibilities.
Finance Factors makes a splash at the 2022 Hawai‘i Association of Mortgage Professionals conference in September. Pictured are (front row, from left) Rory Matsumoto and Lisa Tarumoto; (second row) Romeo Anacan, Deborah Uetake and Paul Vella; (back row) and Gary Thompson, Josh Grant and Rob Nelson. PHOTOS COURTESY FINANCE FACTORS
that address today’s high in- terest rates, and powerful multi-collateral programs that parents and grandpar- ents often utilize to help their
Whether you are a first- time homeowner or business owner looking to expand your commercial presence, our custom products can help you reach your goals. We have competitive 30- year fixed rate loans, options
children and grandchildren become homeowners and build generational wealth.
Finance Factors employees show off their “if no can, we can” spirit. Pictured are (seated, from left) Monica Willis, Jasmine Olmos, Marc Lawrence Bilen and Kristal Kaku; (standing) and Kei Kido and Paul Vella.
At Finance Factors, we like to say, “If no can, we can!” because we truly be- lieve that our can-do attitude makes a world of difference in helping our clients achieve home ownership and finan- cial peace of mind. Feel free to give us a call 808-522- 2000 or visit us at finance- factors.com.
To help you save for your future faster, we have some of the best rates on savings and certificates of deposits. Whether saving for a down payment, your next big pur- chase or retirement, we can help give your hard-earned cash a boost.
Choose Your Term
Certificates of Deposit
18 Months or 24 Months
3.00 %APY*
9 Months or 12 Months
2.75 %APY*
3 Months or 6 Months
2.50 %APY*
$1,000 minimum opening deposit and balance required
Opening deposit must be drawn on a check from another financial institution
$250,000 FDIC coverage per depositor
Visit any of our 13 branches in Hawaii or call us at 808-522-2000.
Visit us at www.financefactors.com for other deposit specials.
*Annual Percentage Yield (APY) and term effective 10/30/22 (assumes interest will remain on deposit), subject to change without notice. $1,000 minimum deposit and minimum balance is required to be maintained for the entire term. Opening deposit must be drawn from a financial institution other than Finance Factors. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. These special rates are available to Hawaii residents and businesses only and may be discontinued at any time.
Increased access to financ- ing will help more homeown- ers remain in Hawai‘i and strengthen our community.
NMLS#449916