Page 11 - MidWeek - July 7, 2021

SPEED BUMP by David Coverly
JULY 7, 2021 MIDWEEK 11
Ray Vara
Kathleen Hogarty
Emet Domingo Jr.
Ray Vara has been named chairman of American Heart Association. He is the first from Hawai‘i to take on this role. Vara, who is president and CEO of Hawai‘i Pacific Health, will serve a two-year term, which began July 1. He’s held various key leadership positions with the nonprofit, including treasurer and chairperson of several committees.
Kathleen Hogarty has been appointed executive director of development at University of Hawai‘i William S. Richardson School of Law. Previously, she was managing director of KMH Consultants, director of major gifts at PBS Hawai‘i and director of advancement for Seabury Hall, Makawao. Hogarty is a graduate of College of the Holy Cross in Massachusetts.
Emet Domingo Jr. rejoins Castle & Cooke Hawai‘i Inc. as director of building construction. He is responsible for all vertical construction projects. Domingo held positions with the company as senior project engineer, scheduling manager and director of house construction from 2001 to 2011. He previously worked with Allied Builders System.
Kristen Chong
David Oyadomari
Marian Tsuji
Kristen Chong has been promoted to account manager II in Atlas Insurance Agency Inc.’s benefit consulting unit. She will manage, expand and service accounts by placing employee benefit programs for clients and prospects, as well as oversee client-specific regulatory compliance requirements. Chong is a graduate of University of Hawai‘i at Mānoa.
David Oyadomari is executive vice president, customer experience and operations at American Savings Bank. He is responsible for ensuring an excellent customer experience, as well as striving for operational efficiency. He holds a bachelor’s from Claremont McKenna College and a master’s from Wharton School of the University of Pennsylvania.
Marian Tsuji will serve as deputy director, behavioral health administration at the state Department of Health. She was appointed by director Dr. Elizabeth Char. Previously, Tsuji was president and CEO of Lanakila Pacific. She earned her master’s in criminal justice from City University of New York, John Jay College of Criminal Justice.
Compiled by Ginger Keller, gkeller@midweek.com
Home Equity Line of Credit
We can makeitbetter, together
2.49
36-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value
3.49
60-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value
% OR
APR*
%
APR*
4.00%
Current Standard Variable Indexed Rate Fixed thru 2/28/2022
Apply online at hickamfcu.org or call Loans at (808) 432-9888.
$25,000 Minimum initial draw.**
GREAT Low Rates
QUICK Loan Decisions***
EASY
Online Applications
APR*
Special Rate for up to 100% Loan-to-Value also available.
*Special Introductory Annual Percentage Rate (APR) of 2.49% is fixed for first 36 months from time of closing; OR Special Introductory Annual Percentage Rate (APR) of 3.49% is fixed for first 60 months from the time of closing; and are valid for new home equity line of credit (HELOC) applications. After the introductory fixed rate period of 36 months or 60 months, the rate is variable and is currently 4.00% APR until 2/28/2022. After 2/28/2022, the APR may vary annually and will be equal to the 26-week Treasury, plus a margin of 3.50%. Maximum APR is 18.00%. **Promotion is up to 80% Loan-to-Value financing and applies to Owner-Occupants only. For this promotion, the minimum initial draw is $25,000, or a full draw of the credit limit if your credit limit is less than $25,000. No refinancing of an existing Hickam FCU Home Equity Line of Credit (HELOC) that is currently under a promotional rate or less than 66 months into the original 6-year draw period. Hickam FCU members with an active Hickam FCU HELOC whose 6-year draw period has expired or will be expiring within 6 months from the application date will be eligible to refinance their existing HELOC with a new Hickam FCU HELOC at the current promotional Special Introductory Annual Percentage Rate. This new loan is subject to a new application, normal underwriting and credit approval, new mortgage, and closing costs. The home equity line must be secured by improved fee-simple property located in the state of Hawaii. Property insurance required. Closing costs
including appraisal costs, trust reviews and other third party fees estimated between $300 and $1,800 may apply. Minimum and maximum line amounts are $10,000 and $400,000, respectively. ***Same-day loan decisions for completed applications received prior to 12:00 p.m. Monday thru Friday during HFCU business hours. Loan decisions for completed applications received after 12:00 p.m. or on Saturday, Sunday or holidays will be made on the next business day. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates,terms,andconditionsaresubjecttochangewithoutnotice.HickamFCUmembershiprequired.Offereffective1/1/2021thru9/30/2021. NMLS# 421418
YOU CAN JOIN! Membership open to all residents of Oahu.