Being financially independent for retirement is one of the top goals for Americans. However, a recent study shows that half..
All posts by David S. Chang
Everyone should have a financial plan, regardless of age, income or net worth. It will help plan for the future..
401(k) retirement plans were first introduced by Congress in 1978. The name comes from the section (401) and paragraph(k) of..
One of the most overlooked types of insurance is renter’s insurance. If you are currently renting the place you live..
In the early 1900s, Charles M. Schwab (not the financial guru Charles Schwab), Andrew Carnegie’s right-hand man and president of..
The three main traditional asset classes to invest in have been stocks, bonds and cash. Recently, another asset class known..
In 1909, an Italian economist named Vilfredo Pareto observed in his garden that 20 percent of his pea pods contained..
Benjamin Franklin once said, “Certainty? In this world nothing is certain but death and taxes.” No one wants to think..
Over the past few decades the debt of U.S. consumers has increased to more than $2.5 trillion, according to the..
Last week, esteemed author Dr. Stephen R. Covey died. He was the author of the The Seven Habits of Highly..
There are many types of mutual funds with a wide variety of investment objectives and risk and return characteristics. Below..
I’ve been getting emails from friends and family about random websites to visit, or even worse, I received an email..
The cost of college has soared in recent years. With more than $1 trillion in outstanding student loans, it even..
The best financial plans can be easily derailed by common mistakes that can act as roadblocks. Here are six ways..
Chances are if you are looking at planning for retirement, you have come across annuities as a potential investment product..
No matter how much you are worth, it is important to have an estate plan in place to protect yourself,..
Impulse spending is often considered to be the gateway to mounting credit card debt. An impulse buy may seem innocent..
There are many types of mutual funds with a wide variety of investment objectives and risk and return characteristics. Below..
Some investors enjoy selecting individual investments and monitoring their progress on a regular basis. This can be rewarding and fun..
Hawaii consistently has the highest gas prices in the country, with a current average cost at $4.57 per gallon. Although..
