During the past 20 years, target-date funds have become more popular with investors. Also known as life-cycle, retirement, or age-based..
All posts by David S. Chang
I travel plenty and average about a week a month on the Mainland and internationally. Living in an isolated chain..
One of my first dates in high school was to see the romantic comedy You’ve Got Mail, where Tom Hanks..
Retirement is always one of the top concerns for Americans. This is no surprise, given that preparing for retirement is..
Prior to my deployment to Iraq with the 25th Infantry Division at Schofield Barracks in 2006, our commander had Kent..
According to a recent study, retirement is proving more difficult than expected for many Americans, in large part because they..
With people living longer and the future of Social Security uncertain, setting up a financial plan and investing in a..
Last week we covered part two of secrets the wealthy use to become financially independent. This week we cover secret..
Last week we covered Part 1 of the secrets to becoming financially independent and wealthy. This week we will cover..
The No. 1 financial goal that I hear from people is that they want to be financially independent. They don’t..
One of the best ways to save for retirement is through individual retirement accounts (IRA). There are two different types..
Credit card breaches and identity theft unfortunately are becoming more common: 40 million customer names, card numbers, the security codes..
Starting this year, the Affordable Care Act (ACA), aka Obamacare, took effect. It was passed in 2010, and it will..
If we look over the past 15 years or so, it’s easy to understand why investors have been nervous and..
Last week we talked about the proper way to set New Year’s resolutions and reach your goals. Using those tips,..
As 2013 comes to a close, many of us look toward starting off on the right foot in 2014. About..
The past two weeks we covered some last-minute tax-planning tips on what to do before the end of the year...
Last week we covered some last-minute tax planning tips to do before the end of the year. Here are some..
As the end of the year approaches, we are busy with holidays, family and travel, but this also is a..
The past two weeks we covered steps on how to be a better public speaker through preparation and structure of..