Last week, I covered information on spousal benefits and using a strategy called “file and suspend” to maximize your lifetime..
All posts by David S. Chang
Social Security is a major source of income for most retirees and, on average, they depend on their benefit for..
We are faced with dozens of decisions a day. Some are small: What do I eat for breakfast? Others can..
When I invested in my first stock at 14, wealth to me was making as much money as I possibly..
According to a recent study, nearly 40 percent of new marriages include at least one previously married spouse. There are..
This past month I covered the important details of Social Security. You also can join our free webinar today (July..
The Social Security Administration back in April 2011 suspended mailing Social Security statements to save money. Luckily, they added the..
Congrats to MidWeek! You can tell the quality of a newspaper not only through the writers, editors or the stories..
In order to maximize your retirement benefits, it is important to meet certain deadlines. If you don’t take action on..
Maximizing your Social Security payments depends on the taxes you pay, your earnings history, the age you decide to take..
Each year, Forbes magazine lists the 400 richest people in the world. Bill Gates is the richest American 20 years..
In a recent survey, high net-worth clients (those with more than $1 million in assets) were asked about their top..
According to a recent survey, couples said they discussed retirement planning an average of 14 times a year. The same..
If you have some extra cash available, should you try to pay down some debt like a mortgage or should..
Last week we covered some of the essential investment wisdom of the world’s greatest investors. The greatest investors understand that..
With people living longer, the greatest risk they face today is longevity risk, or the risk of outliving their money...
Should you take Social Security earlier, instead of later, and invest it in hope that you will have more in..
The average cost of a private college is $40,000 per year, and for a public college it is $18,000. The..
Do you hate unproductive meetings? The purpose of a meet ing is to discuss something face to face to get..
Have you ever wondered why you do what you do? Some decisions are conscious choices, but more than 40 percent..
